Millionaires can leave items of value like fast cars to charity in their Will.
Generally, the UK’s high net worth individuals (HNWIs) have investable assets of over £1million or annual income of over £300,000. 
 
These are the people we would once have called ‘millionaires’, which certainly excludes most of us. However, it’s estimated there are over 3million in the UK. 
Once you reach your 50s, you’ll probably discover raising a mortgage becomes more difficult. One alternative might be to release equity from your home, but other options are available. 
Borrowing money against your family home is just one option for your later life.